Blanket insurance coverage does not require which of the following?

Blanket insurance coverage is a type of policy that provides coverage for multiple items under a single limit rather than providing individual coverage for each item. This approach offers flexibility and can simplify the insurance process for the policyholder. Because blanket insurance does not focus on individual items but rather covers a general category or collection of items, it does not require a detailed list of all covered items.

This is particularly advantageous for businesses or individuals with a large number of assets that may change frequently, allowing them to maintain coverage without the need to continuously update a detailed inventory. Instead, blanket coverage typically involves a defined limit that covers all items within the agreed category, streamlining both the coverage process and claims handling.

The other options generally relate to standard practices in insurance policies. Exclusion clauses are necessary to specify what is not covered, policy endorsements may be used to modify specific terms of the policy, and a specific appraisal can help determine the value of covered items, which is not necessary under a blanket policy.