What does the 'D' in the policy sections acronym DICEE stand for?

In the acronym DICEE, which is used to outline the key sections of an insurance policy, the 'D' stands for "Declarations." The Declarations section serves as an introduction to the policy and provides essential information pertinent to the insured and the coverage. This includes details such as the name and address of the insured, the effective dates of coverage, the types of coverage provided, and any limits on coverage. Understanding the Declarations section is crucial because it sets the stage for the rest of the policy and clarifies the specifics of what is covered and under what conditions. This helps both the insurer and the insured know exactly what the policy entails, ensuring that there is clarity surrounding coverage details.