What is absolute liability?

Study for the New Hampshire Insurance Licensing Exam. Prepare with flashcards and multiple choice questions, each with hints and explanations. Get ready for your exam!

Absolute liability refers to a legal principle where a party can be held responsible for damages or injuries caused by their actions, regardless of intent or negligence. This type of liability is typically applied in situations involving inherently dangerous activities, such as using explosives or keeping wild animals. The law imposes this liability to protect the public from risks that are considered so extreme that any activity involving them is inherently irresponsible, and therefore it is necessary to hold individuals accountable for any resulting harm.

Consequently, in contexts where absolute liability is applicable, there is no need to demonstrate fault or negligence on the part of the defendant. This distinguishes it from other forms of liability where intent, negligence, or the possibility of waiver may play a role. The focus is simply on the fact that a hazardous activity has occurred and resulted in damage, leading to automatic liability under the law.

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