What is NOT one of the duties of the named insured after a loss?

After a loss, the duties of the named insured typically include several important responsibilities that help facilitate the claims process. Prompt notice to the insurer is crucial as it helps to initiate the claims process and allows the insurance company to address the situation in a timely manner. Additionally, submitting to examination under oath, if required, is part of providing the insurer with the necessary information to assess the claim accurately. Making property available for inspection is also essential, as it enables the insurer to evaluate the damage firsthand.

In contrast, while it may seem logical for an insured to repair the damage immediately, this is not typically considered a duty imposed on the named insured after a loss. Insurance policies often require that the insured not make permanent repairs before the insurer has had an opportunity to inspect the damage. This is to ensure that the insurer can accurately assess the damage as it was at the time of the loss, which is critical for proper claims handling. Therefore, the obligation to repair damage immediately does not align with the typical post-loss duties outlined in most insurance policies.