Which alternative dispute method involves appraisers and an umpire?

The correct answer is the appraisal method, which specifically involves appraisers and an umpire in resolving disputes, particularly in insurance claims. This process is commonly used when there is a disagreement between the insurer and the insured regarding the amount of loss or damage that has occurred.

In the appraisal process, each party typically selects their own appraiser, and these two appraisers are responsible for assessing the damage and determining the value of the claim. If the appraisers cannot agree on the amount, they will appoint an umpire to make a final decision. This structured approach helps ensure that disputes are resolved fairly and based on expert evaluations.

Understanding the role of the appraisers and the umpire in this context is essential, as it differentiates the appraisal method from other dispute resolution techniques. For example, negotiation involves direct discussions between the parties aimed at reaching an agreement without third-party involvement, while arbitration and mediation also utilize third parties but do not involve appraisers in the same manner.