Which of the following events can be covered under vandalism and malicious mischief insurance?

Study for the New Hampshire Insurance Licensing Exam. Prepare with flashcards and multiple choice questions, each with hints and explanations. Get ready for your exam!

Vandalism and malicious mischief insurance specifically covers intentional damage inflicted by individuals, which includes acts like graffiti, breakage, defacement, or other forms of purposeful property damage. Glass breakage falls under this coverage as it often results from intentional acts or vandalism.

On the other hand, wind damage from a storm is typically covered under windstorm or homeowners insurance but does not fit the criteria for vandalism as it is not intentional damage. Loss caused by freezing temperatures is addressed in other policies, such as dwelling or property insurance, and is also not due to malice. Thus, glass breakage is indeed the significant event that aligns with the nature of vandalism and malicious mischief coverage.

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