Which of the following is encompassed under casualty insurance?

Casualty insurance primarily focuses on protecting individuals and businesses from legal liability for injuries or damages they may cause to another person or their property. Auto liability insurance falls under this category as it specifically covers the insured against claims made by others for bodily injury or property damage arising from the use of an automobile.

While homeowner’s insurance does offer liability coverage, it primarily protects against risks related to physical property and home itself, therefore is considered more property insurance. Life insurance and health insurance do not fit into the category of casualty insurance at all; life insurance provides a payout upon the death of the insured, and health insurance covers medical expenses. Therefore, auto liability insurance is the correct answer because it is directly associated with liability for damages or injuries, which is the essence of casualty insurance.